Credit Analyst

EDUCATION/EXPERIENCE REQUIRED:

• Bachelor’s degree, with a concentration in Business or Finance and/or equivalent work experience.
• 1 to 3 years credit analysis or similar work experience is desirable.
• Strong accounting and/or financial analysis skills are desirable.
• Computer literate, with specific experience in spreadsheet, asset/liability management and word processing applications.

OTHER REQUIREMENTS:

• Must possess a valid driver’s license, the use of a serviceable automobile that is properly registered and proper liability automobile insurance as required by state law.
• Must have strong written communications skills, including letter and report-writing ability.
• Must be able to lift files or other documents of approximately 20 pounds.
• Must be able to read and work with computer print-out reports.
• Must be able to stand or sit for extended periods of time while waiting on customers.
• Must be able to spend extended periods of time operating a computer keyboard and working at a computer monitor.
• Must be able use the telephone to converse with customers for extended periods of time; must be able to communicate clearly by telephone; must have good listening ability and skills.
• Must be able to prioritize and organize work flow; must have good attention to detail; must be able to handle multiple jobs.
• Must have the ability to think through a problem, following proper steps in finding resolution.
• Must have a high degree of ethics and maintain confidentiality of customers and accounts.
• Must be friendly, courteous and sensitive to the needs of customers and coworkers.